If your home or business has suffered damage, you may be wondering whether or not you should hire a public adjuster. While it's true that you can file an insurance claim without one, there are several benefits to working with a public adjuster that are worth taking into consideration.

1. A Public Adjuster Will Fight for the Best Settlement Possible: A public adjuster is hired to advocate on your behalf and make sure that you receive the best possible settlement from your insurance company. Insurance companies are in the business of making money, not paying out claims, so it's important to have someone on your side who is looking out for your best interests.

2. A Public Adjuster Has the Knowledge and Experience to Handle Your Claim: Filing an insurance claim can be a complex and confusing process. A public adjuster has the knowledge and experience to navigate the claims process and ensure that everything is done correctly. They will also be familiar with the types of documentation and evidence that insurance companies require in order to process a claim.

3. A Public Adjuster Can Help You Avoid Common mistakes: There are many common mistakes that people make when filing an insurance claim, such as undervaluing their property or not including all of the necessary documentation. A public adjuster can help you avoid these mistakes and increase your chances of getting a fair settlement.

4. You Don't Have to Worry About Dealing With the Insurance Company: One of the biggest benefits of hiring a public adjuster is that you don't have to deal directly with your insurance company. This can be a huge relief if you're already dealing with the stress of damage repairs. Your public adjuster will handle all communication with your insurance company on your behalf.

5. You May Get a Higher Settlement: Because public adjusters are experienced in negotiating with insurance companies, you may end up getting a higher settlement than you would if you filed the claim on your own. Even if you have to pay a percentage of your settlement to your public adjuster, you may still come out ahead by hiring one.

6. You'll Have Someone on Your Side: Dealing with damages to your home or business can be overwhelming, but hiring a public adjuster gives you someone who is on your side and looking out for your best interests. They will take care of all the paperwork and negotiations for you so that you can focus on getting your life back to normal.

7. Public Adjusters Work on Contingency: Last but not least, it's important to know that most public adjusters work on contingency, which means they only get paid if they win you a settlement from your insurance company. This means that there is no risk involved in hiring a public adjuster, and everything you have to gain!

Hiring a public adjuster isn't required when filing an insurance claim, but as you can see, there are many advantages to doing so—especially if you want to ensure that you receive a fair settlement from your insurer. If you're ready to get started with the claim process, contact our office today to schedule a free consultation with one of our experienced public adjusters. We'll be happy to answer any questions you may have and help you get started on getting your life back to normal!